APIVerve.API.LoanCalculator 1.1.2

Loan Calculator API

Loan Payment Calculator is a simple tool for calculating loan payments. It returns the monthly payment, total interest, and more.

This is a .NET Wrapper for the Loan Calculator API

Installation

Using the .NET CLI:

dotnet add package APIVerve.API.LoanCalculator

Using the Package Manager:

nuget install APIVerve.API.LoanCalculator

Using the Package Manager Console:

Install-Package APIVerve.API.LoanCalculator

From within Visual Studio:

1. Open the Solution Explorer.
2. Right-click on a project within your solution.
3. Click on Manage NuGet Packages...
4. Click on the Browse tab and search for "APIVerve.API.LoanCalculator".
5. Click on the APIVerve.API.LoanCalculator package, select the appropriate version in the right-tab and click Install.

Configuration

Before using the loanpaymentcalculator API client, you have to setup your account and obtain your API Key.
You can get it by signing up at https://apiverve.com

Usage

The Loan Calculator API documentation is found here: https://docs.apiverve.com/api/loanpaymentcalculator.
You can find parameters, example responses, and status codes documented here.

Setup

Authentication

Loan Calculator API uses API Key-based authentication. When you create an instance of the API client, you can pass your API Key as a parameter.

// Create an instance of the API client
var apiClient = new LoanCalculatorAPIClient("[YOUR_API_KEY]", true);

Perform Request

Using the API client, you can perform requests to the API.

Define Query

var queryOptions = new loanpaymentcalculatorQueryOptions {
  loanAmount = 32000,
  interestRate = 8.5,
  loanTerm = 6
};

Simple Request

var response = apiClient.Execute(queryOptions);
if(response.error != null) {
	Console.WriteLine(response.error);
} else {
    var jsonResponse = JsonConvert.SerializeObject(response, Newtonsoft.Json.Formatting.Indented);
    Console.WriteLine(jsonResponse);
}

Example Response

{
  "status": "ok",
  "error": null,
  "data": {
    "loanAmount": 32000,
    "downpayment": 0,
    "interestRate": 8.5,
    "loanTerm": 6,
    "monthly_payment": 568.91,
    "total_interest_paid": 8961.4,
    "amortization_schedule": [
      {
        "month": 1,
        "interest_payment": 226.67,
        "principal_payment": 342.24,
        "remaining_balance": 31657.76
      },
      {
        "month": 2,
        "interest_payment": 224.24,
        "principal_payment": 344.67,
        "remaining_balance": 31313.09
      },
      {
        "month": 3,
        "interest_payment": 221.8,
        "principal_payment": 347.11,
        "remaining_balance": 30965.99
      },
      {
        "month": 4,
        "interest_payment": 219.34,
        "principal_payment": 349.57,
        "remaining_balance": 30616.42
      },
      {
        "month": 5,
        "interest_payment": 216.87,
        "principal_payment": 352.04,
        "remaining_balance": 30264.38
      },
      {
        "month": 6,
        "interest_payment": 214.37,
        "principal_payment": 354.54,
        "remaining_balance": 29909.84
      },
      {
        "month": 7,
        "interest_payment": 211.86,
        "principal_payment": 357.05,
        "remaining_balance": 29552.79
      },
      {
        "month": 8,
        "interest_payment": 209.33,
        "principal_payment": 359.58,
        "remaining_balance": 29193.22
      },
      {
        "month": 9,
        "interest_payment": 206.79,
        "principal_payment": 362.12,
        "remaining_balance": 28831.1
      },
      {
        "month": 10,
        "interest_payment": 204.22,
        "principal_payment": 364.69,
        "remaining_balance": 28466.41
      },
      {
        "month": 11,
        "interest_payment": 201.64,
        "principal_payment": 367.27,
        "remaining_balance": 28099.14
      },
      {
        "month": 12,
        "interest_payment": 199.04,
        "principal_payment": 369.87,
        "remaining_balance": 27729.26
      },
      {
        "month": 13,
        "interest_payment": 196.42,
        "principal_payment": 372.49,
        "remaining_balance": 27356.77
      },
      {
        "month": 14,
        "interest_payment": 193.78,
        "principal_payment": 375.13,
        "remaining_balance": 26981.64
      },
      {
        "month": 15,
        "interest_payment": 191.12,
        "principal_payment": 377.79,
        "remaining_balance": 26603.85
      },
      {
        "month": 16,
        "interest_payment": 188.44,
        "principal_payment": 380.46,
        "remaining_balance": 26223.39
      },
      {
        "month": 17,
        "interest_payment": 185.75,
        "principal_payment": 383.16,
        "remaining_balance": 25840.23
      },
      {
        "month": 18,
        "interest_payment": 183.03,
        "principal_payment": 385.87,
        "remaining_balance": 25454.35
      },
      {
        "month": 19,
        "interest_payment": 180.3,
        "principal_payment": 388.61,
        "remaining_balance": 25065.75
      },
      {
        "month": 20,
        "interest_payment": 177.55,
        "principal_payment": 391.36,
        "remaining_balance": 24674.39
      },
      {
        "month": 21,
        "interest_payment": 174.78,
        "principal_payment": 394.13,
        "remaining_balance": 24280.26
      },
      {
        "month": 22,
        "interest_payment": 171.99,
        "principal_payment": 396.92,
        "remaining_balance": 23883.33
      },
      {
        "month": 23,
        "interest_payment": 169.17,
        "principal_payment": 399.73,
        "remaining_balance": 23483.6
      },
      {
        "month": 24,
        "interest_payment": 166.34,
        "principal_payment": 402.57,
        "remaining_balance": 23081.03
      },
      {
        "month": 25,
        "interest_payment": 163.49,
        "principal_payment": 405.42,
        "remaining_balance": 22675.62
      },
      {
        "month": 26,
        "interest_payment": 160.62,
        "principal_payment": 408.29,
        "remaining_balance": 22267.33
      },
      {
        "month": 27,
        "interest_payment": 157.73,
        "principal_payment": 411.18,
        "remaining_balance": 21856.14
      },
      {
        "month": 28,
        "interest_payment": 154.81,
        "principal_payment": 414.09,
        "remaining_balance": 21442.05
      },
      {
        "month": 29,
        "interest_payment": 151.88,
        "principal_payment": 417.03,
        "remaining_balance": 21025.02
      },
      {
        "month": 30,
        "interest_payment": 148.93,
        "principal_payment": 419.98,
        "remaining_balance": 20605.04
      },
      {
        "month": 31,
        "interest_payment": 145.95,
        "principal_payment": 422.96,
        "remaining_balance": 20182.09
      },
      {
        "month": 32,
        "interest_payment": 142.96,
        "principal_payment": 425.95,
        "remaining_balance": 19756.13
      },
      {
        "month": 33,
        "interest_payment": 139.94,
        "principal_payment": 428.97,
        "remaining_balance": 19327.17
      },
      {
        "month": 34,
        "interest_payment": 136.9,
        "principal_payment": 432.01,
        "remaining_balance": 18895.16
      },
      {
        "month": 35,
        "interest_payment": 133.84,
        "principal_payment": 435.07,
        "remaining_balance": 18460.09
      },
      {
        "month": 36,
        "interest_payment": 130.76,
        "principal_payment": 438.15,
        "remaining_balance": 18021.94
      },
      {
        "month": 37,
        "interest_payment": 127.66,
        "principal_payment": 441.25,
        "remaining_balance": 17580.69
      },
      {
        "month": 38,
        "interest_payment": 124.53,
        "principal_payment": 444.38,
        "remaining_balance": 17136.31
      },
      {
        "month": 39,
        "interest_payment": 121.38,
        "principal_payment": 447.53,
        "remaining_balance": 16688.78
      },
      {
        "month": 40,
        "interest_payment": 118.21,
        "principal_payment": 450.7,
        "remaining_balance": 16238.09
      },
      {
        "month": 41,
        "interest_payment": 115.02,
        "principal_payment": 453.89,
        "remaining_balance": 15784.2
      },
      {
        "month": 42,
        "interest_payment": 111.8,
        "principal_payment": 457.1,
        "remaining_balance": 15327.1
      },
      {
        "month": 43,
        "interest_payment": 108.57,
        "principal_payment": 460.34,
        "remaining_balance": 14866.75
      },
      {
        "month": 44,
        "interest_payment": 105.31,
        "principal_payment": 463.6,
        "remaining_balance": 14403.15
      },
      {
        "month": 45,
        "interest_payment": 102.02,
        "principal_payment": 466.89,
        "remaining_balance": 13936.27
      },
      {
        "month": 46,
        "interest_payment": 98.72,
        "principal_payment": 470.19,
        "remaining_balance": 13466.07
      },
      {
        "month": 47,
        "interest_payment": 95.38,
        "principal_payment": 473.52,
        "remaining_balance": 12992.55
      },
      {
        "month": 48,
        "interest_payment": 92.03,
        "principal_payment": 476.88,
        "remaining_balance": 12515.67
      },
      {
        "month": 49,
        "interest_payment": 88.65,
        "principal_payment": 480.26,
        "remaining_balance": 12035.42
      },
      {
        "month": 50,
        "interest_payment": 85.25,
        "principal_payment": 483.66,
        "remaining_balance": 11551.76
      },
      {
        "month": 51,
        "interest_payment": 81.82,
        "principal_payment": 487.08,
        "remaining_balance": 11064.68
      },
      {
        "month": 52,
        "interest_payment": 78.37,
        "principal_payment": 490.53,
        "remaining_balance": 10574.14
      },
      {
        "month": 53,
        "interest_payment": 74.9,
        "principal_payment": 494.01,
        "remaining_balance": 10080.13
      },
      {
        "month": 54,
        "interest_payment": 71.4,
        "principal_payment": 497.51,
        "remaining_balance": 9582.63
      },
      {
        "month": 55,
        "interest_payment": 67.88,
        "principal_payment": 501.03,
        "remaining_balance": 9081.59
      },
      {
        "month": 56,
        "interest_payment": 64.33,
        "principal_payment": 504.58,
        "remaining_balance": 8577.01
      },
      {
        "month": 57,
        "interest_payment": 60.75,
        "principal_payment": 508.15,
        "remaining_balance": 8068.86
      },
      {
        "month": 58,
        "interest_payment": 57.15,
        "principal_payment": 511.75,
        "remaining_balance": 7557.11
      },
      {
        "month": 59,
        "interest_payment": 53.53,
        "principal_payment": 515.38,
        "remaining_balance": 7041.73
      },
      {
        "month": 60,
        "interest_payment": 49.88,
        "principal_payment": 519.03,
        "remaining_balance": 6522.7
      },
      {
        "month": 61,
        "interest_payment": 46.2,
        "principal_payment": 522.71,
        "remaining_balance": 5999.99
      },
      {
        "month": 62,
        "interest_payment": 42.5,
        "principal_payment": 526.41,
        "remaining_balance": 5473.58
      },
      {
        "month": 63,
        "interest_payment": 38.77,
        "principal_payment": 530.14,
        "remaining_balance": 4943.45
      },
      {
        "month": 64,
        "interest_payment": 35.02,
        "principal_payment": 533.89,
        "remaining_balance": 4409.55
      },
      {
        "month": 65,
        "interest_payment": 31.23,
        "principal_payment": 537.67,
        "remaining_balance": 3871.88
      },
      {
        "month": 66,
        "interest_payment": 27.43,
        "principal_payment": 541.48,
        "remaining_balance": 3330.4
      },
      {
        "month": 67,
        "interest_payment": 23.59,
        "principal_payment": 545.32,
        "remaining_balance": 2785.08
      },
      {
        "month": 68,
        "interest_payment": 19.73,
        "principal_payment": 549.18,
        "remaining_balance": 2235.9
      },
      {
        "month": 69,
        "interest_payment": 15.84,
        "principal_payment": 553.07,
        "remaining_balance": 1682.83
      },
      {
        "month": 70,
        "interest_payment": 11.92,
        "principal_payment": 556.99,
        "remaining_balance": 1125.84
      },
      {
        "month": 71,
        "interest_payment": 7.97,
        "principal_payment": 560.93,
        "remaining_balance": 564.91
      },
      {
        "month": 72,
        "interest_payment": 4,
        "principal_payment": 564.91,
        "remaining_balance": 0
      }
    ]
  }
}

Customer Support

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Legal

All usage of the APIVerve website, API, and services is subject to the APIVerve Terms of Service and all legal documents and agreements.

License

Licensed under the The MIT License (MIT)

Copyright (©) 2024 APIVerve, and Evlar LLC

Permission is hereby granted, free of charge, to any person obtaining a copy of this software and associated documentation files (the "Software"), to deal in the Software without restriction, including without limitation the rights to use, copy, modify, merge, publish, distribute, sublicense, and/or sell copies of the Software, and to permit persons to whom the Software is furnished to do so, subject to the following conditions:

The above copyright notice and this permission notice shall be included in all copies or substantial portions of the Software.

THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE AUTHORS OR COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER LIABILITY, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM, OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE SOFTWARE.